TERMS AND CONDITIONS FOR DEALSCORE360™

Effective Date: 06/20/2026
Business Name: The F&I Authority™
Website: DEALSCORE360.COM

These Terms and Conditions govern your use of DEALSCORE360™, a proprietary deal review and scoring service provided by The F&I Authority™. By purchasing, accessing, submitting information to, or using DEALSCORE360™, you agree to the terms below.

1. Purpose of DEALSCORE360™

DEALSCORE360™ is a proprietary vehicle deal review tool designed to help car buyers better understand the details of a proposed vehicle transaction before signing final documents.

DEALSCORE360™ may review and evaluate certain deal factors, including but not limited to:

• Vehicle price

• Monthly payment

• APR or finance rate

• Loan or lease term

• Dealer fees

• Trade-in value

• Add-ons and optional products

• Estimated taxes, title, registration, and related charges

• Overall deal structure

The purpose of DEALSCORE360™ is to provide educational guidance, deal transparency, and a clearer understanding of the transaction. It is not a guarantee that a dealership, lender, manufacturer, or third party will change, approve, deny, or modify any deal.

2. Proprietary Nature of DEALSCORE360™

DEALSCORE360™ is a proprietary review system owned and operated by The F&I Authority™. The scoring method, report layout, review process, terminology, presentation, and related business materials are confidential and proprietary to The F&I Authority™.

Clients may use the DEALSCORE360™ report for personal review and decision-making only. Clients may not copy, reproduce, resell, distribute, reverse engineer, modify, or use any part of DEALSCORE360™ for commercial purposes without written permission from The F&I Authority™.

3. Educational and Informational Use Only

The F&I Authority™ provides DEALSCORE360™ for educational and informational purposes only.

DEALSCORE360™ does not provide legal, tax, insurance, lending, credit repair, financial planning, or investment advice. Any information provided through DEALSCORE360™ should not be treated as professional legal, financial, or tax advice.

Clients are encouraged to consult with a licensed attorney, tax professional, financial advisor, insurance agent, or lender when appropriate.

4. No Guarantee of Savings or Outcome

The F&I Authority™ does not guarantee that using DEALSCORE360™ will result in:

• A lower vehicle price

• A lower monthly payment

• A better APR

• Approval for financing or leasing

• Removal of dealer fees or add-ons

• An improved trade-in value

• A specific amount of savings

• A completed vehicle purchase

DEALSCORE360™ is designed to help car buyers make a more informed decision. The final decision to proceed with, decline, negotiate, or modify a vehicle transaction remains solely with the client.

5. Accuracy of Client-Provided Information

DEALSCORE360™ relies on the information provided by the client. This may include purchase orders, buyer’s orders, lease worksheets, finance quotes, dealer proposals, trade-in information, credit terms, vehicle details, and related documents.

The client is responsible for providing complete, accurate, and current information. The F&I Authority™ is not responsible for inaccurate conclusions, scores, or recommendations caused by missing, outdated, incomplete, or incorrect information provided by the client or any third party.

6. Third-Party Information

The F&I Authority™ may review information from dealerships, lenders, manufacturers, valuation tools, market data sources, or other third-party references when available. However, third-party information may change at any time and may not always be complete, current, or accurate.

The F&I Authority™ does not control dealer pricing, lender approvals, manufacturer programs, trade values, taxes, registration charges, or market conditions.

7. No Dealer, Lender, or Manufacturer Affiliation

Unless clearly stated otherwise, The F&I Authority™ and DEALSCORE360™ are independent services and are not affiliated with, sponsored by, endorsed by, or controlled by any dealership, lender, manufacturer, warranty company, insurance company, or government agency.

The F&I Authority™ works for the benefit of the client by helping explain and review the deal information presented to the client.

8. Client Responsibility

The client is responsible for reading all dealership, lender, lease, purchase, warranty, insurance, and product documents before signing.

DEALSCORE360™ does not replace the client’s responsibility to review final documents carefully. The client should confirm that the final signed documents match the terms reviewed in the DEALSCORE360™ report.

If the final deal documents are different from the documents submitted for review, the DEALSCORE360™ report may no longer apply.

9. Timing of Review

DEALSCORE360™ is most effective when used before signing final purchase, lease, or finance documents.

If the client submits a deal after signing, The F&I Authority™ may still provide an educational review, but the ability to negotiate, cancel, or change terms may be limited or unavailable.

10. Fees and Payment

Payment for DEALSCORE360™ is due before the review begins unless otherwise agreed in writing.

Fees paid to The F&I Authority™ are for the time, review, analysis, and preparation of the DEALSCORE360™ report. Payment does not guarantee any specific savings, refund, approval, negotiation result, or dealership action.

11. Refund Policy

Because DEALSCORE360™ involves review time, analysis, and preparation of a customized report, all sales are final once work has begun.

A refund may be considered only if The F&I Authority™ has not started the review or if The F&I Authority™ determines that the submitted information is insufficient to perform the service.

Refund decisions are made at the sole discretion of The F&I Authority™.

12. Confidentiality

The F&I Authority™ respects client privacy and will use client-provided information only for purposes related to reviewing the vehicle deal and preparing the DEALSCORE360™ report.

Clients should remove or redact sensitive personal information when possible, unless the information is necessary for the review. This may include Social Security numbers, full bank account numbers, passwords, or unrelated personal documents.

The F&I Authority™ does not sell client information to dealerships, lenders, or unrelated third parties.

13. Intellectual Property

All content, materials, reports, scoring systems, logos, names, graphics, wording, templates, and business processes related to The F&I Authority™ and DEALSCORE360™ are owned by The F&I Authority™ or its authorized owners.

The names The F&I Authority™ and DEALSCORE360™ are used as trademarks of the business. Unauthorized use of these names, logos, reports, or materials is prohibited.

14. Use of Reports

The DEALSCORE360™ report is prepared for the individual client’s personal use only.

The client may share the report with a dealership, lender, attorney, advisor, or trusted party for the purpose of reviewing or negotiating the client’s own vehicle transaction.

The client may not publish, sell, copy, modify, distribute, or use the report as part of another business, software, service, or commercial product without written permission from The F&I Authority™.

15. Limitation of Liability

To the fullest extent permitted by law, The F&I Authority™ shall not be liable for any indirect, incidental, consequential, special, punitive, or financial damages arising from the use of DEALSCORE360™.

This includes, but is not limited to, lost savings, lost opportunities, denied financing, changed dealer terms, vehicle availability, credit decisions, dealership refusal to negotiate, or the client’s decision to enter into or decline a transaction.

The maximum liability of The F&I Authority™, if any, shall not exceed the amount paid by the client for the DEALSCORE360™ service.

16. No Warranty

DEALSCORE360™ is provided “as is” and “as available.” The F&I Authority™ makes no warranties, express or implied, regarding the accuracy, completeness, reliability, availability, or outcome of the service.

The F&I Authority™ makes a good-faith effort to provide a clear and useful review based on the information available at the time of analysis.

17. Changes to Terms

The F&I Authority™ may update or modify these Terms and Conditions at any time. Updated terms will be posted on the website with a revised effective date.

Continued use of DEALSCORE360™ after changes are posted means the client accepts the updated terms.

18. Governing Law

These Terms and Conditions shall be governed by the laws of the State of Florida, unless otherwise required by applicable law.

Any dispute related to DEALSCORE360™ or The F&I Authority™ shall be handled in the appropriate court or jurisdiction located in Florida, unless otherwise required by law.

19. Contact Information

For questions regarding these Terms and Conditions, please contact:

20. Privacy Notice

The F&I Authority™ uses information submitted through DEALSCORE360™ only to review your vehicle deal, prepare your report, and communicate with you about your requested service. The F&I Authority™ does not sell your personal information. Clients are encouraged to remove unnecessary sensitive information before uploading documents.

The F&I Authority™
Email: admin@thefiauthority.com
Website: thefiauthority.com
Phone: (561) 285-8909

Short Website Disclaimer Version

You can also place this near the bottom of your DEALSCORE360™ page:

DEALSCORE360™ is a proprietary educational deal review system provided by The F&I Authority™. It is designed to help car buyers better understand the price, payment, APR, fees, trade value, add-ons, and overall structure of a vehicle deal before signing. DEALSCORE360™ does not provide legal, tax, lending, or financial advice and does not guarantee savings, approval, or a specific outcome. Final purchase, lease, or finance decisions remain the responsibility of the customer.